Home Plus Arizona Down Payment Assistance Program

The Home Plus program is one of the most popular down payment assistance options available in Arizona. It helps homebuyers purchase a home with reduced upfront costs by providing assistance toward the down payment and closing costs.

I help homebuyers across Arizona use the Home Plus program to make homeownership more affordable and accessible.


What Is the Home Plus Program?

Home Plus is a statewide down payment assistance program that provides financial help to qualified buyers.

It can be used with:

  • FHA loans
  • Conventional loans
  • VA loans
  • USDA loans

The program is designed to help buyers reduce the amount of cash needed to purchase a home.


How Much Assistance Does Home Plus Provide?

Depending on the program option, Home Plus may provide:

  • A percentage of the loan amount toward your down payment
  • Assistance that can also be used for closing costs
  • Options that may be forgivable over time (based on program guidelines)

I can help you review current program options and determine what you qualify for.


Who Qualifies for Home Plus in Arizona?

You may be eligible if you:

  • Meet income requirements
  • Have qualifying credit
  • Plan to use the home as your primary residence

Both first-time and repeat buyers may qualify depending on the program guidelines.


Benefits of the Home Plus Program

  • Reduce upfront out-of-pocket costs
  • Available statewide across Arizona
  • Works with multiple loan types
  • Helps make homeownership more accessible

Why Work With a Mortgage Broker for Home Plus?

Not all lenders offer the same options or pricing. As a mortgage broker, I help you:

  • Access lenders that offer Home Plus
  • Compare loan options
  • Secure competitive rates and lower fees

With over 23 years of experience, I guide you through the process from start to finish.


Get Started with Home Plus Arizona Today

If you're ready to explore down payment assistance options, I’m here to help.

Reach out today to get pre-qualified and see if the Home Plus program is right for you.

“First-Time Home Buyer Arizona”