You can buy a home with a bankruptcy on your record in the state of Arizona.
Chapter 13 Bankruptcies in Arizona allow you to purchase a home or refinance a home 1 year into your bankruptcy with satisfactory payment history.
I have worked with hundreds of clients in the State of Arizona on financing while in a bankruptcy.
Chapter 7 bankruptcies require as little as 2 years from the time of discharge to purchase a home in Arizona.
Keys to bankruptcy financing in Arizona:
- Work with a lender that understands how a bankruptcy works
- Clean up your credit as quickly as possible
- Start obtaining new credit to build your overall credit profile
- Don’t think a bankruptcy disqualifies you from financing a home
For more information on obtaining a loan while in a bankruptcy for the state of Arizona contact me today.